How Not to Get Scammed on Paypal as Bloggers – 2 Scam Methods

How Not to Get Scammed on Paypal

Paypal is the most used payment processor for digital entrepreneurs and bloggers. The reason is that it’s most secured and quite simple to use.

However, If you want an online payment gateway with a solid fraud protection policy for your business, I think you should be thinking to give Paypal a try.

Most of the bloggers and social media experts who make money online (with affiliate marketing or selling their own services) get paid through Paypal.

How not to get scammed on Paypal

Yes I know Paypal can be very annoying at times. Some merchants have complained of having funds irrationally held. Many countries are yet to be covered by the widely used online payment processor.

Whatever the case, I think they are simply trying to protect people’s funds with them and to make sure the system is as most trustworthy as possible.

Like any other Internet based business that’s very successful and spoken about everyday, Paypal is not without scammers trying to have a pinch of the huge gateaux.

In my 10+ years of being online as a digital businessman and using Paypal for most of my online transactions (though from a very difficult environment), I have come across two Paypal scam business. So, I’m happy to be sharing this here with Lisa’s blogging and social media community.

Paypal is the most used payment processor for digital entrepreneurs and bloggers. The reason is that it's most secured and quite simple to use. #paypal Click To Tweet

Two Paypal Scam Businesses Bloggers Should Avoid at All Cost!

The reason I’m writing this here is because I understand that a massive portion of this community uses Paypal to either make or receive payments. If you haven’t been a victim, I think anytime soon, you are going to have an encounter with someone motivated by an evil intention.

Read on so that you don’t lose money or surrender your account to evil doers.

2 – Paypal Money Adder Scam

This is a cheap and newer scam business targeting naive and somewhat lazy Paypal users who want a quick way to get money sent to their accounts. I have seen beginners in blogging get attracted to this which is a shame to mention.

This fake businesses are going to ask for your valid Paypal account email. They promise to send Free Paypal Money to your account without delay. In order to appear genuine, they will not require your Paypal password. That way, you will feel secured and easily submit your email.

beware of free with paypal

The Paypal Money Adder is a piece of software (Web based on desktop) developed with the main intentions to:

  • Get your account email
  • Make money by selling the app
  • Try to access your account and do away with your funds

The software versions are even more dangerous because once installed, they may deposit spywares or a piece of app on your computer that runs as a service to monitor and capture your sensitive data to a remote destination.

I wrote a post on these Paypal money adder scams with some interesting details on how they function and what they possibly do with your email.

Victims of Paypal Money Adders are always bloggers and people who want to make money online but don’t want to invest and establish a sustainable business.

They promise to send Free Paypal Money to your account without delay. #paypalscam Click To Tweet

2 – Phishing Scam

Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details. It is done by disguising oneself as a trustworthy entity in an electronic communication” – Wikipedia

The second step after the scammers have had your Paypal email address. By using a fake software (or any other means) is generally a Phishing scheme.

You’ll soon start receiving emails from these scammers asking you to login to your Paypal account and change your password.

If you are not careful, you may become a victim. The reason is that the emails you get sent are a clean copy of similar mails from Paypal.

The second step after the scammers have had your Paypal email address. By using a fake software (or any other means) is generally a Phishing scheme. #paypalscam Click To Tweet

Here are Few Tips to Help You Identify Paypal Phishing Emails:

  • Check the Reply-to email: Note that the From email address is often a valid Paypal email. But these scammers know how we are quick at clicking on the reply button. What they do is carefully placed a disguised email address in the Reply-to field. This is where your replies (which is generally sensitive data) sent to. If the Reply-to email is not attached to a valid Paypal domain name, don’t even reply.
  • Check the domain name: Sometimes, the scammers will ask you to click on a link and fill a form. Once you click the link from the email, you will be taken to a fake Paypal website. Generally, the design is going to be 100% Paypal website design. This is not something that’s hard to clone. But looking at the domain name in your address bar, you are going to see something similar to Paypal.com but with crazy differences. You may find something like paypal.comi.com. This is actually a sub-domain on the domain comi.com.

Now, you should never submit your Paypal login data to any website whose domain name is not the official Paypal domain.

If the Reply-to email is not attached to a valid Paypal domain name, don't even reply. #avoidpaypalscam Click To Tweet

What if You Already Lost Money to These Scammers?

One of the most exciting things about Paypal for merchants is their seller protection policy. If you think that a transaction is unauthorized, just submit a refund and decline it.

Hence, as the scammers won’t be able to provide any solid proof of business with you, your money will be refunded. Make sure your refund request is done within 60 days.

One of the most exciting things about Paypal for merchants is their seller protection policy. #paypal Click To Tweet

In Conclusion of Paypal Scams

I’m happy to have shared this here with you. If you’ve had any experiences with these bad business models (Or you just want to add to it), drop a comment let me know.

Lastly, kindly share on social media to get the word out.

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Enstine Muki is a Certified Cryptocurrency Expert, problogger and Serial Entrepreneur.

  • Hey Enstine ,

    Great post with good information. Thanks for making us aware about these things, so that we can stay alert and stay safe from hackers trap. You have truly described in detailed way that how the paypal scam works.

    Paypal is secured and an easy-to-use payment processor used by several people, bloggers and entrepreneurs. Your suggested tips to identify the paypal phishing emails are also helpful, whereas following these tips will be helpful for several users. It is really a good decision that avoid replying to those emails whose Reply-to email is not linked to valid paypal domain name.

    Truly informative post and thanks for sharing.

  • Thanks for highlighting all the various ways people can get scammed! I see a lot of phishing emails supposedly from Paypal. They either say I sent a large payment somewhere, or my account has been locked, or a new email address has been added, for example. You can report these to Paypal at spoof@paypal.com.

    • Thank you Debbie for adding that email to this post. I haven’t received many of these emails lately, thank goodness. Thanks for coming by and have a great day ahead Debbie 🙂

  • Hi Enstine,
    Very detailed article to help one understand how paypal scam works.
    However, I believe those scammers know their target, they target newcomers in the digital space. Rewinding back time, we all thought making money online was easy, and that’s why it’s possible to fall for such scams…especially PAYPAL MONEY ADDER.

    These scammers are very disturbing people who can be found anywhere, Newbies should beware.

    Cheers,
    Folajomi

  • Hey Enstine & Lisa,

    PayPal is a great safe and secure way to buy good and services online but these days a lot of cases float online regarding Paypal fraud.

    You have explored here nice points and I completely agree with you. Thanks for making us aware.

    With best wishes,

    Amar Kumar

  • Hi Enstine,

    Your article is fantastic as scammers can go to any length to achieve their dubious aim. However, I am currently dealing with an issue with PayPal. On February 5th, a client paid into my PayPal account, but the money when into pending. A few days later PayPal informed me that they found no transaction between me and my client. So I wrote to my client to inform him about the development.
    But he insisted that he has paid. So I asked if he paid why is there no transaction detail? In fact, up till this moment, which is precisely 12 days since the payment was made, the money has not reflected on my account. So I’m curious, do you think this is a scam?

    • Hey Moss,
      Sorry to hear that’s happening. Do you see the transaction with the Pending status in your account? If you don’t find it, I don’t see how the client could have sent it and it went missing. Just request for the transaction ID or screenshot.

  • I have heard of a lot of affiliate markters, course creators, and ecommerce folks dumping Paypal in favor of other payment processors. Clients and customers are becoming more wary of Paypal, which is a bummer because I find it really to use and a lot of companies are using it daily.

    • Hi Emily,
      Someone on Warriorforums complained about having over $70k of wso sales frozen. These things happen and it really sucks.

      Truth is that there is no platform with zero imperfections. I have not also found any payment processor as widely used and secured like PayPal.

      Maybe something better and stronger is soon coming up 😉

      Thanks for your comment. Hope you are having a wonderful week

  • Hello Enstine,

    Great and very informative post. Scam with PayPal is a big concern for online users. I to receive these kinds of phishing emails. Many people are not aware of this and click that link and get n the trap of the hackers. They also create Duplicate login pages to steal the PayPal password. Thanks for sharing this helpful post.

    Regards,
    Vishwajeet Kumar

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